Sending Payments
6.1. Anyone who Customer instructs Moneybookers to pay to must have a valid email address. Customer may instruct Moneybookers to make a payment by entering the email address of the person or entity to receive the payment and the amount Customer wishes to send on the "Send Money" page of the Moneybookers website.
6.2. When Customer sends a payment, Moneybookers will obtain the funds plus any commission first by debiting Customers funds in the Moneybookers accounts, if any. If the Customer’s funds are not sufficient to carry out Customer’s payment in full, Moneybookers will obtain the remaining funds per Customer's instructions by debiting a bank account that Customer designates, charging Customers credit card or any other available method of payment. Moneybookers reserves the right to limit an account-holder's choice of funding sources for any individual payment at its discretion.
6.3. Moneybookers will immediately send the funds to the recipient's Moneybookers account. If the recipient does not have a Moneybookers account, Moneybookers will send him/her an email asking him/her to register and activate an account with Moneybookers in order to receive the sum Customer has sent.
6.4. Until the payment is accepted by the recipient, Customer remains the owner of those funds and Moneybookers holds those funds as agent, but Customer will not be able to withdraw those funds or send the funds to any other recipient unless the initial transaction is cancelled. If, within 14 days from payment being sent to a non-registered Moneybookers recipient, he/she has not opened and activated a new Moneybookers account, Moneybookers will cancel the transaction and the money will be sent back to the Customer’s account.However, Send Money Fees are non-refundable.
6.5. Some accounts, at Moneybookers’ discretion, may have a higher or lower spending limit depending on their verification status. Moneybookers reserves the right to hold the funds in a recipient’s account until necessary security checks have been undertaken before the funds can be withdrawn or spent.
6.6. It is strictly forbidden to send payments in order to pay for:
tobacco products,
prescription drugs,
drugs and drug paraphernalia,
firearms and ammunition,
weapons and knives,
satellite and cable TV descramblers,
porn and hardcore content or services,
government IDs and licences,
unlicenced lotteries,
stored value cards or pre-paid debit cards, if they are not associated with a single vendor and don’t have a dedicated use,
illegal multi-level marketing and pyramid selling services or ponzi schemes, matrix programs, other “get rich quick” schemes or High-Yield Investment Programs (HYIP) as well as
illegal downloads or any other goods and services infringing intellectual property rights of a third party.
Furthermore, it is strictly forbidden for citizens or residents of certain countries such as but not limited to the United States of America, Turkey, China, Malaysia or Israel to send payments to websites offering gambling services such as sports betting, casino games and pokers games. Moneybookers reserves the right in its own discretion to amend the list of countries where it is prohibited to send payments to gambling activities as described above.