Sunday, August 24, 2008

Historical Perspectives
Read historical studies of deposit insurance from the 1930s, including research on the extraordinary number of bank failures in the 1980s & early 1990s.
RESEARCH & ANALYSIS
Access FDIC policy research and analysis of regional and national banking trends.
CONSUMER PROTECTION
Find resources provided by the FDIC to educate and protect consumers, revitalize communities, and promote compliance with the Community Reinvestment Act and fair lending laws.
Instructions:
  • You must make at least one entry into the Bank Find form.
  • Zip Code can be all five digits or the leading three or four digits that are common to several zip code areas.
  • Before searching for insured banks, please read important text that is accessed by clicking on the Bank Find
FDIC Bank Find allows you to locate a single FDIC-insured institution by entering one or more of the criteria below. If more than one institution meets the criteria you enter, you will be provided with a list of institutions that met your criteria. Bank Find can answer questions such as: Is My Bank Insured? Where are My Bank's Branches Located? Where is My Bank's Home (Main) Office Located? What is My Bank's Web Site Address? What Happened to My Bank (Historical List of Events)? Does My Bank have a New Name? Is My Bank Still Open? And More.

How to Protect Yourself

  • Never invest in a product you don't understand.
  • Be sure you have enough information before making an investment. Ask questions until you are satisfied.
  • Investments ALWAYS entail some degree of risk: understand the risks.
  • Be sure your sales representative knows your financial objectives and risk tolerance.
  • Find out more about your registered sales representative or broker/dealer by calling:
  • annuities
  • mutual funds
  • stocks
  • bonds
  • government securities
  • municipal securities
  • U.S. Treasury securities

When you meet or talk with a sales representative about nondeposit investment products, you should be informed that:

  • This product is not insured by the Federal Deposit Insurance Corporation.
  • This product is not a deposit, or other obligation of, or guaranteed by, the bank.
  • This product is subject to investment risks, including possible loss of principal amount invested.

Look for the logo disclosure (see below) in visual media, such as television broadcasts, ATM screens, billboards, signs, posters, and in written advertisements and promotional materials, such as brochures.



Facts About Bank Investments...


...that are not deposits and are not insured by the FDIC

As a valued customer we want you to have a choice of investment and savings options.

In addition to traditional deposit accounts, such as checking, savings, and certificates of deposit, we offer an array of nondeposit investment choices.

Unlike traditional deposit products, nondeposit investment products are not insured. Examples of uninsured investment products include: